Every business owner wants to see their business prosper.  REF Business Solutions is a management consulting firm headquartered in upstate New York.  We provide advisory and coaching services to small and medium sized businesses and organizations seeking maximum operational efficiency and optimal cash flow.  Our mission is to strengthen internal infrastructure and to resolve business and financial issues to ensure long term stability and success.

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REF Business Solutions focuses on providing value to our clients using trust, honesty, integrity, communication, humor, stewardship and a positive attitude.